About TESORO
Tesoro Occupational Accident & Employment Insurance Trust (TOAEIT)
Protecting the Hands That Build Ghana and Africa
Tesoro Occupational Accident & Employment Insurance Trust (TOAEIT) is a Ghanaian social protection and empowerment initiative that helps individuals, workers, families, businesses, and communities build greater financial resilience and protection against occupational and livelihood risks.
Born in Ghana. Built for Africa.
TOAEIT is developed as a digital protection and empowerment ecosystem that connects people with protection services, legal support, emergency assistance, secure digital documents, community-based services and other solutions designed to strengthen livelihoods and resilience.
Our Vision
To contribute to a more resilient Africa where workers, families, businesses and communities can access practical protection, support and opportunities that help them withstand unexpected challenges and build a more secure future.
Our Mission
Our mission is to develop inclusive, technology-enabled and community-centered protection solutions that help reduce vulnerability, strengthen financial resilience and improve access to essential support services.
Our Commitment
We are committed to building a trusted, inclusive and scalable ecosystem that places people and communities at the centre.
We seek to achieve this through responsible innovation, strong governance, strategic partnerships, digital technology and community-based approaches.
Our Approach
TOAEIT brings together:
- Community-based distribution — taking protection and support closer to the people and communities who need them.
- Digital access — using technology to make services more accessible, connected and convenient.
- Strategic partnerships — working with appropriate institutions, professionals, businesses and development partners.
- Inclusive solutions — designing services for formal, informal and underserved workers and communities.
- Financial resilience — helping individuals, families and businesses prepare for unexpected disruption and livelihood risks.
Who We Serve
TOAEIT is being developed with the needs of a broad range of people and organisations in mind, including workers, artisans, traders, farmers, transport operators, small businesses, employers, families, churches and faith-based organisations, community groups and other underserved populations.
Building for Ghana. Preparing for Africa.
TOAEIT begins with a Ghanaian foundation and an African vision.
Our goal is to develop a trusted ecosystem that can grow responsibly, connect communities with appropriate services and contribute to stronger, more resilient livelihoods across Ghana and, ultimately, Africa.
TESORO
People Empowered by God, Protecting Their Communities.
Protecting the Hands That Build Africa.